Is credit required to apply for Katapult? August 12, 2020 18:45 No. Katapult checks information without the use of a typical FICO based credit report. Related articles Why is Katapult charging me $45? Why am I not seeing an option to check out using Katapult? Do you offer financing options? How does the 100 Night Sleep Trial work? How long will it take for my order to arrive?