Is credit required to apply for Katapult? August 12, 2020 18:45 No. Katapult checks information without the use of a typical FICO based credit report. Related articles Why is Katapult charging me $45? Why am I not seeing an option to check out using Katapult? How does the 100 Night Sleep Trial work? How long will it take for my order to arrive? Do I need to pay sales tax?